Announcement Annual General Meeting of Shareholders

PT PANIN FINANCIAL Tbk

(“the Company”)

ANNOUNCEMENT

ANNUAL GENERAL MEETING OF SHAREHOLDERS

Board of Directors of the Company hereby announce the Shareholders that the Company will hold Annual General Meeting of Shareholders (“AGMS”) on:

      Day / Date         :  Thursday / June 23, 2016

In accordance with the provision of the Company’s Articles of Association paragraph 15.2.a article 15 and the Regulation of the Financial Services Authority No.32/POJK.04/2014 on the Plan and Convening of the General Meeting of Shareholders of Public Listed Company (”POJK 32”), AGMS Invitation will be distributed on June 1, 2016 through advertisement in 1 (one) Indonesian national newspapers, Indonesia Stock Exchange’ website and the Company’ website.

The Shareholders of the Company who are entitled to attend or be represented at AGMS are the Shareholders of the Company whose names are registered in the Register of Shareholders of the Company on May 31, 2016 until 16.00 pm.

Each Shareholder’s proposal will be included in the agenda of the AGMS if it meets the requirements of the Company’s Articles of Association paragraph paragraph 15.4 article 15 and article 12 POJK 32 and must be received by the Board of Directors of the Company no later than 7 (seven) days prior to the date of the AGMS Invitation.

Jakarta, May 17, 2016

PT PANIN FINANCIAL Tbk

Board of Directors